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Home Purchase/Construction Loans |
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Lowest rates from over 50 lenders displayed:
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| Loan Name |
Rate |
Pts |
APR* |
As of |
| IO Year 7 |
5.375% |
2.9 |
5.63% |
2007-09-19 |
| IO Year 10 |
5.5% |
2.9 |
5.76% |
2007-09-19 |
| IO Year 15/30 |
5.62% |
2.0 |
5.87% |
2007-09-19 |
| IO Year 10/30 |
5.5% |
2.0 |
5.76% |
2007-09-19 |
| IO Year 5 |
5.25% |
2.5 |
5.5% |
2007-09-19 |
| IO Year 3 |
5.375% |
2.5 |
5.64% |
2007-09-19 |
| LIBOR Year 5/1 |
4.62% |
2.0 |
4.87% |
2007-09-19 |
| LIBOR Year 3/1 |
4.12% |
2.0 |
4.38% |
2007-09-19 |
| ARM Year 7 |
5.375% |
2.0 |
5.63% |
2007-09-19 |
| ARM Year 5 |
5.375% |
2.0 |
5.64% |
2007-09-19 |
| ARM Year 3 |
5.375% |
2.0 |
5.63% |
2007-09-19 |
| ARM Year 2 |
4.12% |
2.0 |
4.38% |
2007-09-19 |
| Fixed Year 30 |
5.625% |
2.0 |
5.88% |
2007-09-19 |
| Fixed Year 20 |
5.37% |
2.0 |
5.63% |
2007-09-19 |
| Fixed Year 15 |
5.25% |
2.0 |
5.5% |
2007-09-19 |
| Fixed Year 10 |
5.5% |
2.0 |
5.76% |
2007-09-19 |
| Stated 100% No $ Down |
6.25% |
1.25 |
6.51% |
2007-09-19 |
| Stated ARM Balloon |
5.99% |
2.0 |
6.24% |
2007-09-19 |
| Stated ARM Year 10 |
5.75% |
2.0 |
6.01% |
2007-09-19 |
| Stated ARM Year 2 |
6.9% |
1.0 |
7.15% |
2007-09-19 |
| Stated ARM Year 3 |
6.5% |
2.75 |
6.76% |
2007-09-19 |
| Stated ARM Year 7 |
6.125% |
2.75 |
6.38% |
2007-09-19 |
| Stated Fixed Year 10 |
5.5% |
2.75 |
5.75% |
2007-09-19 |
| Stated Fixed Year 15 |
5.25% |
2.75 |
5.51% |
2007-09-19 |
| Stated Fixed Year 20 |
5.37% |
2.75 |
5.62% |
2007-09-19 |
| Stated Fixed Year 30 |
5.625% |
2.75 |
5.89% |
2007-09-19 |
| Stated IO Year 10 |
6.0% |
2.75 |
6.25% |
2007-09-19 |
| Stated IO Year 10/30 |
5.75% |
2.0 |
6.01% |
2007-09-19 |
| Stated IO Year 15/30 |
5.75% |
3.0 |
6.0% |
2007-09-19 |
| Stated IO Year 3 |
5.25% |
3.0 |
5.51% |
2007-09-19 |
| Stated IO Year 5 |
5.5% |
3.0 |
5.75% |
2007-09-19 |
| Stated IO Year 7 |
4.87% |
3.0 |
5.13% |
2007-09-19 |
| Stated LIBOR Year 3/1 |
5.25% |
3.0 |
5.5% |
2007-09-19 |
| Stated LIBOR Year 5/1 |
5.5% |
2.0 |
5376.0% |
2007-09-19 |
| Jumbo 100% No $ Down |
7.99% |
2.0 |
8.24% |
2007-09-19 |
| Jumbo ARM Balloon |
6.75% |
2.0 |
7.01% |
2007-09-19 |
| Jumbo ARM Year 3 |
6.125% |
2.0 |
6.39% |
2007-09-19 |
| Jumbo ARM Year 5 |
6.25% |
2.0 |
6.5% |
2007-09-19 |
| Jumbo ARM Year 7 |
6.5% |
2.0 |
6.76% |
2007-09-19 |
| Jumbo Fixed Year 15 |
6.5% |
2.0 |
6.76% |
2007-09-19 |
| Jumbo Fixed Year 20 |
5.87% |
2.0 |
6.12% |
2007-09-19 |
| Jumbo IO Year 10/30 |
6.75% |
2.0 |
7.01% |
2007-09-19 |
| Jumbo IO Year 5 |
6.5% |
2.0 |
6.75% |
2007-09-19 |
| Jumbo IO Year 7 |
6.625% |
2.0 |
6.89% |
2007-09-19 |
| Jumbo LIBOR Year 5/1 |
6.625% |
2.0 |
6.88% |
2007-09-19 |
All Current Mortgage Interest Rates Many people are in a position to qualify for a new home purchase with zero down payment. Literally, they have to put no money down for a down
payment or closing costs. In some instances, you may even qualify for a loan you can borrower 100% of the purchase price and the closing costs
up to 3%. Imagine owning your own home with low monthly payments and no money down.
There are loan programs for borrowers who do not have steady income or who are self-employed. If you credit passes the minimum requirement, you can qualify showing no income. In other incidences, you may have poor credit and limited income, you may still be able to qualify for a purchase program that allows for seller credits towards closing costs, and friends and family may be eligible to provide down payment assistance.
Some loan products that borrowers find very attractive are:
Flex 100 - 30 year and 15 year fixed products that allow you to go up to a 100% financing (no money down) on a purchase.
Flex100 No Money Down Home Loan
3 Year Interest Only ARM - These products offer low, short term interest rates with low monthly payments. Borrowers often can qualify for an 80% first and 20% second to avoid paying PMI (private mortgage insurance). 3 Year Interest-Only ARM Home Loans
5 Year Interest Only ARM - A great product for a borrower who plans to live in the house for a while but wants to take advantage of low short term interest rates. Some borrowers will qualify for one loan up to 100%. 5 Year Interest-Only ARM Home Loans
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