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Mortgage Refinance Loans |
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Lowest rates from over 50 lenders displayed:
|
| Loan Name |
Rate |
Pts |
APR* |
As of |
| IO Year 7 |
5.375% |
2.9 |
5.63% |
2007-09-19 |
| IO Year 10 |
5.5% |
2.9 |
5.76% |
2007-09-19 |
| IO Year 15/30 |
5.62% |
2.0 |
5.87% |
2007-09-19 |
| IO Year 10/30 |
5.5% |
2.0 |
5.76% |
2007-09-19 |
| IO Year 5 |
5.25% |
2.5 |
5.5% |
2007-09-19 |
| IO Year 3 |
5.375% |
2.5 |
5.64% |
2007-09-19 |
| LIBOR Year 5/1 |
4.62% |
2.0 |
4.87% |
2007-09-19 |
| LIBOR Year 3/1 |
4.12% |
2.0 |
4.38% |
2007-09-19 |
| ARM Year 7 |
5.375% |
2.0 |
5.63% |
2007-09-19 |
| ARM Year 5 |
5.375% |
2.0 |
5.64% |
2007-09-19 |
| ARM Year 3 |
5.375% |
2.0 |
5.63% |
2007-09-19 |
| ARM Year 2 |
4.12% |
2.0 |
4.38% |
2007-09-19 |
| Fixed Year 30 |
5.625% |
2.0 |
5.88% |
2007-09-19 |
| Fixed Year 20 |
5.37% |
2.0 |
5.63% |
2007-09-19 |
| Fixed Year 15 |
5.25% |
2.0 |
5.5% |
2007-09-19 |
| Fixed Year 10 |
5.5% |
2.0 |
5.76% |
2007-09-19 |
| Stated ARM Balloon |
5.99% |
2.0 |
6.24% |
2007-09-19 |
| Stated ARM Year 10 |
5.75% |
2.0 |
6.01% |
2007-09-19 |
| Stated ARM Year 2 |
6.9% |
1.0 |
7.15% |
2007-09-19 |
| Stated ARM Year 3 |
6.5% |
2.75 |
6.76% |
2007-09-19 |
| Stated ARM Year 7 |
6.125% |
2.75 |
6.38% |
2007-09-19 |
| Stated Fixed Year 10 |
5.5% |
2.75 |
5.75% |
2007-09-19 |
| Stated Fixed Year 15 |
5.25% |
2.75 |
5.51% |
2007-09-19 |
| Stated Fixed Year 20 |
5.37% |
2.75 |
5.62% |
2007-09-19 |
| Stated Fixed Year 30 |
5.625% |
2.75 |
5.89% |
2007-09-19 |
| Stated IO Year 10 |
6.0% |
2.75 |
6.25% |
2007-09-19 |
| Stated IO Year 10/30 |
5.75% |
2.0 |
6.01% |
2007-09-19 |
| Stated IO Year 15/30 |
5.75% |
3.0 |
6.0% |
2007-09-19 |
| Stated IO Year 3 |
5.25% |
3.0 |
5.51% |
2007-09-19 |
| Stated IO Year 5 |
5.5% |
3.0 |
5.75% |
2007-09-19 |
| Stated IO Year 7 |
4.87% |
3.0 |
5.13% |
2007-09-19 |
| Stated LIBOR Year 3/1 |
5.25% |
3.0 |
5.5% |
2007-09-19 |
| Stated LIBOR Year 5/1 |
5.5% |
2.0 |
5376.0% |
2007-09-19 |
| Jumbo ARM Balloon |
6.75% |
2.0 |
7.01% |
2007-09-19 |
| Jumbo ARM Year 3 |
6.125% |
2.0 |
6.39% |
2007-09-19 |
| Jumbo ARM Year 5 |
6.25% |
2.0 |
6.5% |
2007-09-19 |
| Jumbo ARM Year 7 |
6.5% |
2.0 |
6.76% |
2007-09-19 |
| Jumbo Fixed Year 15 |
6.5% |
2.0 |
6.76% |
2007-09-19 |
| Jumbo Fixed Year 20 |
5.87% |
2.0 |
6.12% |
2007-09-19 |
| Jumbo IO Year 10/30 |
6.75% |
2.0 |
7.01% |
2007-09-19 |
| Jumbo IO Year 5 |
6.5% |
2.0 |
6.75% |
2007-09-19 |
| Jumbo IO Year 7 |
6.625% |
2.0 |
6.89% |
2007-09-19 |
| Jumbo LIBOR Year 5/1 |
6.625% |
2.0 |
6.88% |
2007-09-19 |
All Current Mortgage Refinance Rates For borrowers who want to dramatically reduce their monthly payments, the 6-month Libor and 1 year Libor have very low rates with interest only options resulting in huge monthly savings. Other great products to save big money are the 5 and 7
Year Interest Only Arms. These products enable you to stay on a fixed rate for an extended period of time (5 or 7) years after which time you
can refinance, sell the home or take the adjustable rate option.
1 Year LIBOR Mortgage Refinance
6 Month LIBOR Mortgage Refinance
7 Year Interest-Only Mortgage Refinance ARM
5 Year Interest-Only Mortgage Refinance ARM
Many borrowers have recently purchased houses without putting any money down. They have financed up to 100% which enabled them to purchase the house without depleting their savings account. Now, they have either one high interest rate loan potentially with PMI (private mortgage insurance) or they have a first and high interest rate second mortgage. After living in the home for several months or even a year, many people
have been housing prices rise through appreciation and a "hot" housing market. They have built equity through increased comparable sales by neighbors. Now, they are in a position to refinance a high 100% purchase loan or a high second mortgage loan into one low, interest rate first mortgage and potentially eliminate their PMI. These borrowers
are finding that refinancing their purchase loan can dramatically decrease monthly payments.
For borrowers who want long term fixed rates, the 30 year fixed and 10 year ARM are great products.
For borrowers who want very low monthly payments, they may consider the 1 or 3 Year Interest Only Arm product. These products enable you to stay on a fixed rate for an extended period of time (1 or 3) years after which time you can refinance, sell the home or take the adjustable rate option.
30 Year Fixed Rates Mortgage
10 Year Adjustable Rates Mortgage ARM
1 Year Interest-Only Mortgage Refinance ARM
3 Year Interest-Only Mortgage Refinance ARM
Now is the time to take advantage of low interest rates that could save you hundreds of dollars a month, equating to tens, even hundreds, of thousands of dollars over the life of your loan.
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