7 Year ARM Interest-Only

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7 Year ARM Interest-Only

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**Click Here For Home Purchase Interest Only Loansinterest only loans
Interest only refinance loans allow you to pay only the interest portion of your mortgage, which often results in a mortgage payment 35% lower than your current payment at the same interest rate. Most lenders require the highest credit scores to offer interest only refinance loans, but we have loans available to less than prefect borrowers. Often the interest rate for interest only loans are the same as a regular mortgage, and you can reduce your monthly mortgage payment up to 35%. Select any of our interest only refinance loan types for more information and rates: 15/30 Year Interest Only Loans15/30 year interest only loans  10/30 year interest only loans10/30 year interest only loans  10 Year Interest Only Loans10 year interest only loans  7 Year Interest Only Loans7 year interest only loans  5 Year Interest Only Loans5 year interest only loans  3 Year Interest Only Loans3 year interest only loans  6 Month Interest Only Loans6 month interest only loans  Interest-Only Ratesinterest-only rates
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7 Year ARM Interest-Only
Lowest rates from over 50 lenders displayed:
Current Rates
Loan Name Rate Pts APR* As of
IO Year 7 5.375% 2.9 5.63% 2007-09-19
IO Year 10 5.5% 2.9 5.76% 2007-09-19
IO Year 15/30 5.62% 2.0 5.87% 2007-09-19
IO Year 10/30 5.5% 2.0 5.76% 2007-09-19
IO Year 5 5.25% 2.5 5.5% 2007-09-19
IO Year 3 5.375% 2.5 5.64% 2007-09-19
Stated IO Year 10 6.0% 2.75 6.25% 2007-09-19
Stated IO Year 10/30 5.75% 2.0 6.01% 2007-09-19
Stated IO Year 15/30 5.75% 3.0 6.0% 2007-09-19
Stated IO Year 3 5.25% 3.0 5.51% 2007-09-19
Stated IO Year 5 5.5% 3.0 5.75% 2007-09-19
Stated IO Year 7 4.87% 3.0 5.13% 2007-09-19
Jumbo IO Year 10/30 6.75% 2.0 7.01% 2007-09-19
Jumbo IO Year 5 6.5% 2.0 6.75% 2007-09-19
Jumbo IO Year 7 6.625% 2.0 6.89% 2007-09-19

The interest rate is fixed for the first seven, years respectively of the loan term. Years 8 thru 30, the interest rate is adjusted every year to the sum of the LIBOR index plus a margin rounded to the nearest one-eighth of one percentage point, (0.125%). The margin will not change throughout the term of the loan. During the first five years of the loan, the borrower is offered an interest only payment option and a principal and interest payment option. Years 6 thru 30 require a principal and interest payment. Complete the form to the right and one of our loan specialists can help you understand all the benefits of a interest only loan.


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